SEARCH ALL ARTICLES BY Roy Ramthun:
Roy Ramthun is a private consultant in Silver Spring, MD. His consulting practice focuses primarily on consumer-driven health care programs such as Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs), and their associated health insurance plans. Ramthun has held positions at the Department of Health and Human Services (HHS), the Treasury Department, the White House, and the U.S. Senate Committee on Finance.
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  • 'Account-based’ plans are bending the health care cost curve down

    ‘Account-based’ plans are bending the health care cost curve down

    These insurance plans come with higher deductibles than most traditional plans and are paired with tax-preferred accounts, such as a health savings account or a health reimbursement account.